Direct Lenders
We work with trusted direct lenders only, offering legitimate direct loans in all US states. No third party or brokers are involved, so the rates depend on lender.
Instant Decision
Fill out our easy & secure online 3 steps application form and we will pass your application to our greatest lenders for approval. No hidden fees apply!
Soft Credit Check
BadCreditLoansOK.org doesn’t perform any credit checks and no faxing, though our lenders can run a soft credit check on your application. We offer legit loans for people with bad credit as well! We are open 24/7!
Bad Credit Loans OK
We understand that our quick loans can be a life saver for you. We appreciate your trust, so people with any credit can be approved. Bad credit won’t let you down anymore!
Cash Really Quick
There’s no need to wait! If approved, you get the money deposited to your checking or savings account as soon as on the next business day, or even faster!
Flexible Repayment
If you have issues with paying back the bad credit loan, just get back to us, and we will do our best to offer you a new suitable and flexible repayment plan!
Intro to Faxless Payday Loans
A faxless payday loan is a short-term cash advance that direct lenders offer. As the title suggests, a no fax payday loan does not involve the use of a fax machine to apply.
When applying for a traditional bank loan, customers often need to fax a list of documents as well. To do that, you have to scan all your documents, then use a fax machine to send them over. With faxless payday loans online, you can submit your documents in an electronic format. Moreover, a direct lender is likely to approve loan requests even from people with a poor credit score. The reason is that credit checks are not relevant when you are trying to get a payday loan. As a result, direct lenders do a soft credit check only, which greatly simplifies the payday loan application process. Some advertise not doing any verification at all. Consequently, customers get their cash loans faster.
Benefits of No Fax Payday Loans
The main benefit of a faxless emergency cash loan is that you can have the funds in your bank account within 24 hours. While this type of loan is not a long-term financial solution, it is one of the fastest short-term loans that you can get, even with bad credit. The cash advance application process takes just a few minutes. Credit applicants can do everything online from their personal computer or smartphone. Instead of faxing documents, applicants can use their smartphone camera to scan them. Internet access on your device is enough to apply online and get an almost instant loan decision.
Applicants typically use the loan amount for unexpected expenses or when extra money is needed. For instance, when they run out of gas money or utility bills are higher than expected, no-rejection payday loans are a quick solution.
How a Faxless Payday Loan Works
According to the Equal Credit Opportunity Act, anyone may access short-term financial solutions. When submitting a loan application for a no fax loan, you can use your PC, laptop, or smartphone. The information goes through via a secure connection, which we provide at no additional cost. Once the lender gets your loan request, it takes them a few minutes to process it and notify you in case of approval. They only conduct credit checks that don't affect your credit score. Once you sign the loan agreement, the loan provider deposits the money into your checking account. As mentioned above, the process does not involve the use of fax machines. Payday loans are among the fastest loan products consumers can get.
Application Requirements for Faxless Payday Loans
To apply for an urgent cash loan, you will need to meet a set of standard requirements:
- be 18 or older;
- hold American citizenship or permanent residence status;
- have a recurring source of income;
- have an active checking account;
- share a valid phone number and email address.
It's important to have a steady income. Payday lenders may be less concerned about where an applicant's income derives from. Whether it is from a steady job or from a public assistance program, the source of income is a decisive factor for a short-term loan. In other words, people on social or disability benefits may also qualify. Having a valid checking account is mandatory since the lender will need it to deposit the money.
Application Requirements for Faxless Payday Loans
Your application for faxless loans will result in almost instant approval, provided that you qualify. Unlike traditional lenders, faxless payday loan providers will not need fax documents for the application.
You will want to fill out the online application form for your short-term financial needs. When you're done, your request will go to our network of trusted lenders. They will have an almost instant decision, based on your situation. Many lenders use a national database as an alternative to a hard credit check. Loan decisions are not based on age, race, national origin, gender, marital status, or any other criteria for discrimination. If you qualify and agree with the offer, you will need to sign a binding contract to receive your money.
Take note that some applications may need additional verification, depending on state regulations and the information obtained.
Why Choose Us
The direct lenders in our network work in strict observance of state laws. The Consumer Financial Protection Bureau administers compliance and offers you protection in case you need it. Applying for a no-fax payday loan is easy. Moreover, your data is safe thanks to our secure form. Accessing guaranteed no fax payday loans through our website comes at no additional cost. You will only be in contact with the lender who accepts your request, thus avoiding spam and confusion. Getting payday loans through us means obtaining your instant cash loans online with no paperwork.
We offer a quick way to get legit loans! Ready to get one even with Bad Credit? Our customers have access to special discounted offers!
“I wanted to buy a gift for my daughter and Badcreditloansok.org turned up the perfect legal lender for me. And the fees are quite low compared to other loans i had before. Everything is completely online.”
“I am really happy with the service. I was approved for $800, and i got the money on my savings account in 1 hour. Moreover, i contacted them to get me the second loan, and they approved me as well. Great!”
“This is a truly great website that understands that taking out a bad credit payday loan should be fast, cheap and safe for everyone. They do all for their clients! Very reliable website, i always count on them.”
“Incredible and friendly customer service! They work even on holidays! The application form is really easy. The fees are reasonable and nothing is hidden. They accept people with bad credit as well. A big Thanks!”